AI Spend tools

Payhawk is a spend management platform combining corporate cards, expenses, bills, procurement and travel. It captures, codes and reconciles transactions automatically.

Ramp is a finance automation platform with corporate cards, expense management, travel, procurement and bill pay. It uses AI to automate receipts, coding, approvals and price intelligence.

Brex is a finance platform offering corporate cards, expense management, travel, bill pay and banking. It targets startups through enterprise companies.

Navan (formerly TripActions) is a corporate travel and expense management platform. It combines booking, corporate cards and expense reporting in one app.

Expensify is expense management software for receipts, reimbursements and corporate cards. It is known for SmartScan receipt capture.

SAP Concur is enterprise travel, expense and invoice management software. It is widely used by large companies for T&E compliance and visibility.

Emburse provides expense management and corporate travel software. It serves organizations from mid-market to enterprise.

Spendesk is a spend management platform for expenses, company cards and invoices. It is used mostly by European companies.

Pleo provides company cards and expense management for SMBs. It automates receipt capture and spend tracking.

Mesh Payments is a global travel and expense platform. It automates coding and gives finance real-time control over transactions.

Center is real-time expense management software built around corporate cards, including American Express cards.

Zip is an AI procurement platform that orchestrates intake-to-pay. It uses AI agents to automate sourcing, compliance review and spend approvals.

Vendr is a SaaS buying platform with software pricing data drawn from real transactions. It offers free price checks to validate vendor quotes.

Tropic is procurement software for SaaS and AI spend. It helps finance and procurement teams negotiate renewals and benchmark pricing.

BILL Spend & Expense (formerly Divvy) is expense management software with corporate cards and budgets. It is part of the BILL platform.

Rippling Spend combines corporate cards, expense management and bill pay with Rippling's HR and payroll platform.

Teampay is spend and expense management software, now owned by Paystand. It enforces policy before money moves and works inside Slack and Microsoft Teams.

Precoro is procurement software for growing companies. It centralizes purchase requests, approvals, purchase orders and AP.